Prepaid Cards
Unlock control and convenience with allpay’s Prepaid cards. Empower your organisation with the flexibility to control payment disbursements effortlessly. Set or limit spend restrictions, monitor expenditures, and access comprehensive data and reports through our user-friendly cloud-based portal.
Features that drive value
- Cardholder portal: A fully-featured portal for account management, providing users with intuitive control.
- Extended lifespan: Enjoy a three-year card lifespan, ensuring durability and longevity for both Banking Lite and General Spend cards.
- Personalisation options: Tailor your Prepaid cards with personalisation features, available for Banking Lite and General Spend variants.
- Secondary cards (Banking Lite): Extend the convenience with up to three secondary cards under the Banking Lite plan.
- Emergency payments: Address urgent financial needs seamlessly with our emergency payment product.
- Secure 24/7 access: Benefit from secure round-the-clock access to our online organisational portal, eliminating the need for costly system development.
- Dedicated customer IVR line: Enjoy 24/7 customer support through our dedicated Interactive Voice Response (IVR) line.
Benefits that matter
- Cost and administration reduction: Streamline your payout processes, reducing both costs and administrative burdens.
- Controlled spending: Provide the convenience of a payment card while maintaining control.
- Effortless disbursement with audit trace: Simplify fund disbursement with a comprehensive audit trail for enhanced transparency.
- Exportable reports: Access a full suite of exportable reports, empowering your organisation with insightful data.
- Recoup and reallocate: Efficiently recoup and reallocate unspent funds, optimising your financial resources.
- Instant card blocking and spend restrictions: Enhance security with the ability to block cards instantly and set spend restrictions.
Swift onboarding
Experience a seamless transition with our efficient onboarding process, transforming your payment capabilities in just 8-9 weeks.
Our products
Navigate through a spectrum of financial needs with our four distinct card products, each designed to cater to diverse requirements.
Banking Lite
Simplified banking functionality
- Ideal for basic financial transactions, such as direct debits for assessed needs.
- Streamlined banking features for ease of use.
General Spend
Versatility for personalised transactions
- Suited for a wide range of personalised purchases and transactions.
- This card can only be topped up via the funding account, secondary cards are not permitted.
Emergency Payments
Quick solutions for urgent needs
- One-time use cards designed for emergency payments.
- Swift resolution for urgent financial assistance.
Emergency Payments Reloadable
Reusable emergency solutions
- Reloadable cards for recurring emergency payments.
- Convenience and flexibility combined for ongoing urgent financial needs.
Unsure which solution is best for you?
PSD2 Compliance
Following the FCA recommendation under PS21/19, this dedicated interface enables the SCA exemption under SCA-RTS Article 10A for AISPs. This feature allows the AISPs to create a consent for longer than 90 days, not limited. AISPs must reconfirm customer consent under Article 36(6) of the SCA-RTS, and must not access information without the customer actively requesting it unless the customer has reconfirmed the consent within the previous 90 days. When a customer fails to reconfirm consent on the AISP side after 90 days, AISP must stop accessing the customer’s account information.
Key features to maximise your customer experience:
24/7 IVR line
Access assistance round-the-clock through our dedicated Interactive Voice Response (IVR) line.
In-house customer service team
Rely on our expert in-house customer service team for personalised support.
Agency bank account setup
Seamless agency bank account setup on behalf of the client, ensuring hassle-free transactions.
Real-time fund loading
Experience the convenience of real-time fund loading onto your prepaid cards.
Instant redemption of unspent funds
Redeem unspent funds in real-time, optimising financial resources efficiently.
Full compliance with FCA requirements
Ensure compliance with Financial Conduct Authority (FCA) standards for secure transactions.
Exportable management information reporting suite
Access a fully exportable suite of management information reports via our user-friendly portal.
The functionality of the platform for loading of funds to cards, monitoring spend and the reporting is a positive user experience, and the system is straightforward to use.
London Borough of Camden
Download this product sheet
Need a copy offline? Enter your email, and we’ll send you a neatly packaged copy of all the information related to this product.
I agree to be contacted with information relating to this product and for my data to be stored in line with the Privacy Statement
The allpay prepaid card is issued by allpay Ltd pursuant to license by Mastercard International Incorporated. allpay Ltd is a company regulated by the Financial Conduct Authority (FRN 900539) for the issuance of electronic money. Head office and registered address: Fortis et Fides, Whitestone Business Park, Hereford, HR1 3SE (Company No 02933191). Mastercard is a registered trademark of Mastercard International Incorporated.
This works great with…
Cash Payout
Simplify payments, incentives, and refunds without the hassle of cheques or traditional transfers.
Our Payout solution streamlines the disbursement process, ensuring swift and cost-effective transactions for you and convenience for your customers.
Direct Debit
The most efficient, cost-effective, and convenient way to collect regular payments.
As a collection product, adding our core Direct Debit collection service to your payment solutions alongside your Prepaid disbursements, gives you a rounded, flexible solution for both accepting a disbursing payments.